Wednesday, September 28, 2011

30 days to buy auto insurance when having bought second hand car ...

30 days to buy auto insurance when having bought second hand car?
i have just bought a second hand car privately, do i get 30 days period to buy auto insurance on it b4 i start 2 drive it on road? or iam not allowed at all? and i havent had any previous auto insurance

The grace period you are referring to is if you ALREADY have a valid insurance policy in place on another vehicle when you purchase a vehicle. Also, it is no longer 30 days on most auto policies, it is only 2 weeks for the same coverage & 4 days for additional coverage (meaning you other car has liabliity only & you need full coverage on the new car). Also, you need to add the car on the date of purchase to the policy to be covered, the grace period is just the length of time you have to TELL your insurer about it.
Since you do not have insurance, there is NO grace period (where would the insurance come from in the meantime? think about it) and you have to buy a policy BEFORE you drive the car. If you are driving the car now, you have NO insurance & you are driving illegally.
Call an insurance agent first thing in the morning & buy a policy.

Why would you have 30 days? Who pays for your car if it is stolen? Who pays the bills if you are injured in a hit and run? Who pays if you hit a pedestrian?
Guess what? With no insurance, you do! If you had previous insurance, you may or may not have a transfer period, but with no previous insurance, you have nothing. Buy insurance immediately, or go directly to jail, do not drive past go, do not collect $200.

You cannot drive without insurance.

You gotta have it before you drive it

insurance is the law nationwide all vehicles need insurance you are seriously screwed if your in an accident and dont have prove of insurance

Driving without adequate motor insurance (whether in Southern California or the South Pole) is a serious matter, and, may incur penalties on (kind of) the 'steep side.' Before you enter a motor car (which is nothing other than a loaded firearm), please ensure that you (a) possess a valid driving licence, (b) valid; preferably fully comp motor insurance, (c) your car has been Mot'd, and (d) carry these docs with you ? even photocopies; you can produce the originals at a Police Station or in Court ? at all times. And, remember: The 'onus' is upon you.

Source: http://www.autoinsurancephonenumbers.com/30-days-to-buy-auto-insurance-when-having-bought-second-hand-car.html

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